Boat Insurance
Own a boat in Las Vegas or Reno, Nevada? Balsiger Insurance offers insurance coverage for your boat, watercraft, personal boat, sport boat, or any other type of water vehicle. When you need any of these insurance protections, give Balsiger Insurance a call.
Types of Las Vegas Boat Insurance:
- Fishing boat insurance
- Bass boat insurance
- Speed boat insurance
- Racing boat insurance
- Ski boats insurance
- Recreational boat insurance
- Pontoon boat insurance
- Jet boat insurance
- House boat insurance
- Jet ski insurance
Did you just buy a boat for Lake Mead excursions? We understand why you need insurance, so you can be protected. You can reach us at 702-220-8640 for our Las Vegas, NV insurance office.
Did you buy a boat for nice days on the water on Lake Tahoe? Give us a call at 775-826-1559 for our Reno, NV office to get your water vehicle coverage.
Boat Insurance Reno & Las Vegas- More Information:
Insurance is necessary for all boat owners to ensure that they are covered in case of an accident. Policies protect against liability to prevent owners from having to pay out-of-pocket for any damage done by their boat. These policies also provide coverage that will reimburse boat owners for the damage that is done to their boat in case of an accident.
Many people assume that their boat is completely covered under their homeowner’s or auto insurance policy. While these policies may provide limited coverage for watercraft, there are often stringent restrictions that could leave boat owners without any coverage at all. It is important to discuss these policies with an experienced insurance agent to determine whether coverage is adequate for the boat in question.
While most homeowner’s insurance policies do not provide the coverage needed to protect boat owners in case of an accident, bundling a boat insurance policy with an existing homeowner’s insurance policy is an option for saving money. Anyone who is shopping for boat insurance should discuss bundling options with their insurance agent.
The exact coverage that is provided under a boat insurance policy depends on the level of coverage that is selected. Liability coverage will pay out for damage done to other boats, property damage caused by the policyholder’s boat and any bodily injury suffered by another party in relation to an accident involving the policyholder’s boat.
Another type of liability insurance associated with boat insurance is fuel spill liability coverage. This type of coverage will protect the policyholder against liability in case a fuel spill originating from the covered watercraft occurs.
Boat owners can obtain coverage that will pay out for the value of their boat if it is totaled during an accident. Damage coverage also pays for repairs. Salvage coverage pays out if a watercraft sinks and needs to be recovered by a salvage company.
Optional coverage for boats includes towing reimbursement, ice damage coverage and personal property coverage. Policyholders who frequently fish have the option of having their fishing equipment covered under their boat insurance policy.
If you are in the market for boat insurance, then now is the perfect time to get your personal insurance coverage reviewed. At Balsiger Insurance, we offer home insurance in Las Vegas, auto insurance in Las Vegas, and home and auto insurance in Reno too! Give us a call when you are ready to shop multiple quotes and likely save money on your bill!